Call reports 2002
MEDINA VALLEY STATE BANK — 2002
What MEDINA VALLEY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 66,423,000 | 69,848,000 | 67,843,000 | 68,176,000 |
| Total loans | 22,673,000 | 21,593,000 | 21,874,000 | 21,918,000 |
| Allowance for loan losses | 670,000 | 661,000 | 708,000 | 616,000 |
| Securities available for sale | 28,157,000 | 28,731,000 | 28,505,000 | 30,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,061,000 | 61,841,000 | 59,910,000 | 60,394,000 |
| Interest-bearing deposits | 48,649,000 | 50,313,000 | 49,109,000 | 49,430,000 |
| Noninterest-bearing deposits | 10,412,000 | 11,528,000 | 10,801,000 | 10,964,000 |
| Equity capital | 7,034,000 | 7,521,000 | 7,500,000 | 7,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 897,000 | 1,786,000 | 2,684,000 | 3,528,000 |
| Interest expense | 362,000 | 696,000 | 1,001,000 | 1,265,000 |
| Net interest income | 535,000 | 1,090,000 | 1,683,000 | 2,263,000 |
| Noninterest income | 188,000 | 366,000 | 560,000 | 783,000 |
| Noninterest expense | 409,000 | 893,000 | 1,394,000 | 2,058,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 279,000 | 582,000 | 833,000 | 927,000 |
| Income tax | 1,000 | 144,000 | 215,000 | 274,000 |
| Net income | 278,000 | 438,000 | 618,000 | 653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,968,000 | 7,129,000 | 6,984,000 | 6,818,000 |
| Total capital | 7,310,000 | 7,473,000 | 7,320,000 | 7,158,000 |
| Risk-weighted assets | 27,018,000 | 27,410,000 | 26,619,000 | 26,982,000 |