Call reports 2001
MEDINA VALLEY STATE BANK — 2001
What MEDINA VALLEY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 64,498,000 | 63,327,000 | 64,529,000 | 66,107,000 |
| Total loans | 21,494,000 | 22,654,000 | 22,994,000 | 22,919,000 |
| Allowance for loan losses | 640,000 | 608,000 | 633,000 | 619,000 |
| Securities available for sale | 24,380,000 | 24,970,000 | 25,011,000 | 27,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,040,000 | 55,754,000 | 56,899,000 | 58,903,000 |
| Interest-bearing deposits | 47,928,000 | 46,717,000 | 47,864,000 | 49,319,000 |
| Noninterest-bearing deposits | 9,112,000 | 9,037,000 | 9,035,000 | 9,584,000 |
| Equity capital | 7,005,000 | 7,105,000 | 7,169,000 | 6,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,129,000 | 2,207,000 | 3,237,000 | 4,195,000 |
| Interest expense | 531,000 | 1,042,000 | 1,535,000 | 1,957,000 |
| Net interest income | 598,000 | 1,165,000 | 1,702,000 | 2,238,000 |
| Noninterest income | 182,000 | 388,000 | 585,000 | 815,000 |
| Noninterest expense | 469,000 | 906,000 | 1,367,000 | 1,992,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 272,000 | 574,000 | 814,000 | 971,000 |
| Income tax | 10,000 | 164,000 | 242,000 | 275,000 |
| Net income | 262,000 | 410,000 | 572,000 | 696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,781,000 | 6,929,000 | 6,766,000 | 6,690,000 |
| Total capital | 7,111,000 | 7,260,000 | 7,099,000 | 7,027,000 |
| Risk-weighted assets | 26,201,000 | 26,308,000 | 26,309,000 | 26,687,000 |