Call reports 2025
DENALI STATE BANK — 2025
What DENALI STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 521,505,000 | 535,057,000 | 534,731,000 | 512,791,000 |
| Total loans | 368,930,000 | 370,335,000 | 374,881,000 | 373,787,000 |
| Allowance for loan losses | 7,628,000 | 8,156,000 | 7,914,000 | 7,880,000 |
| Securities available for sale | 89,598,000 | 92,790,000 | 98,566,000 | 96,373,000 |
| Securities held to maturity | 25,648,000 | 22,227,000 | 22,199,000 | 20,364,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 452,451,000 | 463,259,000 | 463,494,000 | 446,390,000 |
| Interest-bearing deposits | 289,144,000 | 288,629,000 | 290,375,000 | 277,694,000 |
| Noninterest-bearing deposits | 163,307,000 | 174,630,000 | 173,119,000 | 168,696,000 |
| Equity capital | 57,332,000 | 59,604,000 | 63,132,000 | 51,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,863,000 | 15,872,000 | 24,057,000 | 32,141,000 |
| Interest expense | 1,377,000 | 2,713,000 | 4,011,000 | 5,330,000 |
| Net interest income | 6,486,000 | 13,159,000 | 20,046,000 | 26,811,000 |
| Noninterest income | 615,000 | 1,435,000 | 2,259,000 | 3,103,000 |
| Noninterest expense | 4,043,000 | 7,811,000 | 11,950,000 | 16,730,000 |
| Provision for loan losses | 423,000 | 982,000 | 1,428,000 | 1,594,000 |
| Pretax income | 2,659,000 | 5,783,000 | 8,905,000 | 11,500,000 |
| Income tax | 670,000 | 1,485,000 | 2,286,000 | 2,934,000 |
| Net income | 1,989,000 | 4,298,000 | 6,619,000 | 8,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,169,000 | 65,477,000 | 67,798,000 | 56,293,000 |
| Total capital | 68,127,000 | 70,449,000 | 72,838,000 | 61,341,000 |
| Risk-weighted assets | 393,829,000 | 394,358,000 | 400,098,000 | 400,765,000 |