Call reports 2024
DENALI STATE BANK — 2024
What DENALI STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 492,300,000 | 501,388,000 | 502,115,000 | 511,035,000 |
| Total loans | 341,479,000 | 350,729,000 | 357,412,000 | 363,165,000 |
| Allowance for loan losses | 6,435,000 | 6,726,000 | 7,391,000 | 7,295,000 |
| Securities available for sale | 84,188,000 | 88,546,000 | 93,220,000 | 88,492,000 |
| Securities held to maturity | 24,022,000 | 23,990,000 | 25,931,000 | 26,022,000 |
| Trading assets | 4,819,000 | 0 | 0 | 0 |
| Total deposits | 421,717,000 | 436,311,000 | 432,201,000 | 445,026,000 |
| Interest-bearing deposits | 257,883,000 | 268,087,000 | 263,036,000 | 275,106,000 |
| Noninterest-bearing deposits | 163,834,000 | 168,224,000 | 169,165,000 | 169,920,000 |
| Equity capital | 52,117,000 | 54,172,000 | 57,871,000 | 54,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,258,000 | 14,772,000 | 22,699,000 | 30,584,000 |
| Interest expense | 1,347,000 | 2,653,000 | 3,972,000 | 5,204,000 |
| Net interest income | 5,911,000 | 12,119,000 | 18,727,000 | 25,380,000 |
| Noninterest income | 603,000 | 1,289,000 | 2,080,000 | 2,787,000 |
| Noninterest expense | 3,876,000 | 7,895,000 | 11,693,000 | 15,704,000 |
| Provision for loan losses | 265,000 | 733,000 | 1,617,000 | 2,649,000 |
| Pretax income | 2,342,000 | 4,737,000 | 7,438,000 | 9,787,000 |
| Income tax | 573,000 | 1,166,000 | 1,847,000 | 2,429,000 |
| Net income | 1,769,000 | 3,571,000 | 5,591,000 | 7,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,726,000 | 60,528,000 | 62,549,000 | 61,180,000 |
| Total capital | 63,458,000 | 65,322,000 | 67,430,000 | 66,042,000 |
| Risk-weighted assets | 376,693,000 | 381,405,000 | 387,770,000 | 386,295,000 |