Call reports 2023
DENALI STATE BANK — 2023
What DENALI STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 502,011,000 | 502,485,000 | 495,566,000 | 487,752,000 |
| Total loans | 356,274,000 | 358,502,000 | 356,731,000 | 347,479,000 |
| Allowance for loan losses | 6,114,000 | 5,592,000 | 5,913,000 | 6,256,000 |
| Securities available for sale | 84,995,000 | 83,042,000 | 79,796,000 | 83,228,000 |
| Securities held to maturity | 30,006,000 | 29,967,000 | 29,930,000 | 28,890,000 |
| Trading assets | 7,569,000 | 4,602,000 | 4,596,000 | 4,826,000 |
| Total deposits | 423,091,000 | 420,906,000 | 417,031,000 | 409,252,000 |
| Interest-bearing deposits | 244,371,000 | 243,937,000 | 239,554,000 | 236,600,000 |
| Noninterest-bearing deposits | 178,720,000 | 176,969,000 | 177,477,000 | 172,652,000 |
| Equity capital | 47,756,000 | 48,719,000 | 49,378,000 | 50,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,965,000 | 14,025,000 | 21,494,000 | 29,039,000 |
| Interest expense | 633,000 | 1,491,000 | 2,553,000 | 3,715,000 |
| Net interest income | 6,332,000 | 12,534,000 | 18,941,000 | 25,324,000 |
| Noninterest income | 832,000 | 1,511,000 | 2,253,000 | 3,131,000 |
| Noninterest expense | 3,743,000 | 7,814,000 | 11,555,000 | 15,777,000 |
| Provision for loan losses | 210,000 | 420,000 | 854,000 | 1,377,000 |
| Pretax income | 3,211,000 | 5,811,000 | 8,769,000 | 11,239,000 |
| Income tax | 814,000 | 1,455,000 | 2,197,000 | 2,811,000 |
| Net income | 2,397,000 | 4,356,000 | 6,572,000 | 8,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,867,000 | 55,826,000 | 58,042,000 | 56,957,000 |
| Total capital | 58,829,000 | 60,748,000 | 62,973,000 | 61,735,000 |
| Risk-weighted assets | 395,614,000 | 392,872,000 | 393,237,000 | 380,549,000 |