Call reports 2020
DENALI STATE BANK — 2020
What DENALI STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 306,723,000 | 376,808,000 | 388,853,000 | 380,513,000 |
| Total loans | 204,505,000 | 252,175,000 | 264,825,000 | 252,784,000 |
| Allowance for loan losses | 3,328,000 | 3,860,000 | 4,133,000 | 4,351,000 |
| Securities available for sale | 67,134,000 | 74,054,000 | 73,715,000 | 82,239,000 |
| Securities held to maturity | 5,836,000 | 5,026,000 | 4,942,000 | 16,692,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,140,000 | 312,196,000 | 328,647,000 | 336,332,000 |
| Interest-bearing deposits | 151,330,000 | 161,656,000 | 169,978,000 | 181,797,000 |
| Noninterest-bearing deposits | 112,810,000 | 150,540,000 | 158,669,000 | 154,535,000 |
| Equity capital | 31,757,000 | 33,010,000 | 33,907,000 | 41,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,508,000 | 7,236,000 | 10,969,000 | 15,068,000 |
| Interest expense | 129,000 | 275,000 | 420,000 | 537,000 |
| Net interest income | 3,379,000 | 6,961,000 | 10,549,000 | 14,531,000 |
| Noninterest income | 728,000 | 1,895,000 | 3,009,000 | 4,224,000 |
| Noninterest expense | 3,271,000 | 6,274,000 | 9,597,000 | 13,266,000 |
| Provision for loan losses | 195,000 | 845,000 | 1,205,000 | 1,520,000 |
| Pretax income | 641,000 | 1,737,000 | 2,755,000 | 3,975,000 |
| Income tax | 89,000 | 304,000 | 496,000 | 750,000 |
| Net income | 552,000 | 1,433,000 | 2,259,000 | 3,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,669,000 | 30,550,000 | 31,376,000 | 38,781,000 |
| Total capital | 32,488,000 | 33,428,000 | 34,384,000 | 41,880,000 |
| Risk-weighted assets | 224,993,000 | 229,288,000 | 239,505,000 | 246,705,000 |