Call reports 2019
DENALI STATE BANK — 2019
What DENALI STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 287,736,000 | 296,639,000 | 304,671,000 | 295,885,000 |
| Total loans | 181,120,000 | 185,980,000 | 189,574,000 | 196,959,000 |
| Allowance for loan losses | 3,020,000 | 3,240,000 | 3,254,000 | 3,271,000 |
| Securities available for sale | 76,226,000 | 68,587,000 | 70,962,000 | 69,474,000 |
| Securities held to maturity | 7,858,000 | 7,322,000 | 5,936,000 | 5,884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,549,000 | 263,117,000 | 269,836,000 | 262,322,000 |
| Interest-bearing deposits | 150,494,000 | 149,382,000 | 151,677,000 | 147,959,000 |
| Noninterest-bearing deposits | 105,055,000 | 113,735,000 | 118,159,000 | 114,363,000 |
| Equity capital | 29,636,000 | 30,885,000 | 31,954,000 | 30,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,523,000 | 7,024,000 | 10,666,000 | 14,361,000 |
| Interest expense | 127,000 | 247,000 | 366,000 | 492,000 |
| Net interest income | 3,396,000 | 6,777,000 | 10,300,000 | 13,869,000 |
| Noninterest income | 691,000 | 1,441,000 | 2,274,000 | 3,222,000 |
| Noninterest expense | 3,147,000 | 6,133,000 | 9,316,000 | 12,537,000 |
| Provision for loan losses | 210,000 | 510,000 | 680,000 | 880,000 |
| Pretax income | 730,000 | 1,586,000 | 2,595,000 | 3,691,000 |
| Income tax | 97,000 | 238,000 | 425,000 | 657,000 |
| Net income | 633,000 | 1,348,000 | 2,170,000 | 3,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,601,000 | 29,316,000 | 30,138,000 | 29,117,000 |
| Total capital | 31,122,000 | 31,902,000 | 32,759,000 | 31,850,000 |
| Risk-weighted assets | 201,175,000 | 206,247,000 | 209,054,000 | 218,094,000 |