Call reports 2016
DENALI STATE BANK — 2016
What DENALI STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 274,988,000 | 268,038,000 | 275,454,000 | 270,194,000 |
| Total loans | 147,418,000 | 151,069,000 | 150,110,000 | 144,839,000 |
| Allowance for loan losses | 2,514,000 | 2,581,000 | 2,512,000 | 2,474,000 |
| Securities available for sale | 83,543,000 | 81,324,000 | 79,003,000 | 82,571,000 |
| Securities held to maturity | 15,660,000 | 15,438,000 | 15,223,000 | 15,185,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,023,000 | 236,815,000 | 243,572,000 | 241,705,000 |
| Interest-bearing deposits | 147,375,000 | 136,747,000 | 138,125,000 | 139,822,000 |
| Noninterest-bearing deposits | 97,648,000 | 100,068,000 | 105,447,000 | 101,883,000 |
| Equity capital | 28,666,000 | 29,556,000 | 30,043,000 | 27,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,781,000 | 5,688,000 | 8,615,000 | 11,405,000 |
| Interest expense | 87,000 | 171,000 | 250,000 | 329,000 |
| Net interest income | 2,694,000 | 5,517,000 | 8,365,000 | 11,076,000 |
| Noninterest income | 615,000 | 1,343,000 | 2,144,000 | 2,873,000 |
| Noninterest expense | 2,629,000 | 5,526,000 | 8,525,000 | 11,489,000 |
| Provision for loan losses | 0 | 56,000 | 56,000 | 56,000 |
| Pretax income | 765,000 | 1,389,000 | 2,304,000 | 2,780,000 |
| Income tax | 107,000 | 155,000 | 373,000 | 402,000 |
| Net income | 658,000 | 1,234,000 | 1,931,000 | 2,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,868,000 | 27,443,000 | 28,141,000 | 26,426,000 |
| Total capital | 28,946,000 | 29,534,000 | 30,215,000 | 28,517,000 |
| Risk-weighted assets | 165,864,000 | 166,770,000 | 165,508,000 | 166,885,000 |