Call reports 2015
DENALI STATE BANK — 2015
What DENALI STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 259,874,000 | 269,997,000 | 276,228,000 | 270,150,000 |
| Total loans | 133,318,000 | 142,907,000 | 143,793,000 | 152,940,000 |
| Allowance for loan losses | 2,555,000 | 2,545,000 | 2,545,000 | 2,547,000 |
| Securities available for sale | 96,621,000 | 89,449,000 | 89,451,000 | 89,924,000 |
| Securities held to maturity | 17,732,000 | 17,498,000 | 16,365,000 | 15,884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,631,000 | 240,283,000 | 245,395,000 | 236,642,000 |
| Interest-bearing deposits | 137,143,000 | 139,760,000 | 144,784,000 | 137,267,000 |
| Noninterest-bearing deposits | 92,488,000 | 100,523,000 | 100,611,000 | 99,375,000 |
| Equity capital | 28,149,000 | 28,106,000 | 28,946,000 | 27,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,553,000 | 5,195,000 | 7,954,000 | 10,772,000 |
| Interest expense | 81,000 | 160,000 | 239,000 | 318,000 |
| Net interest income | 2,472,000 | 5,035,000 | 7,715,000 | 10,454,000 |
| Noninterest income | 676,000 | 1,390,000 | 2,181,000 | 2,872,000 |
| Noninterest expense | 2,589,000 | 5,410,000 | 8,058,000 | 10,951,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 597,000 | 1,090,000 | 1,934,000 | 2,444,000 |
| Income tax | 75,000 | 108,000 | 247,000 | 319,000 |
| Net income | 522,000 | 982,000 | 1,687,000 | 2,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,105,000 | 26,564,000 | 27,269,000 | 26,210,000 |
| Total capital | 28,022,000 | 28,568,000 | 29,275,000 | 28,309,000 |
| Risk-weighted assets | 152,753,000 | 159,798,000 | 159,975,000 | 167,504,000 |