Call reports 2014
DENALI STATE BANK — 2014
What DENALI STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 264,544,000 | 267,870,000 | 274,867,000 | 265,852,000 |
| Total loans | 139,854,000 | 138,628,000 | 135,103,000 | 135,787,000 |
| Allowance for loan losses | 2,627,000 | 2,633,000 | 2,638,000 | 2,574,000 |
| Securities available for sale | 81,964,000 | 93,656,000 | 101,269,000 | 98,468,000 |
| Securities held to maturity | 18,978,000 | 18,044,000 | 17,726,000 | 17,985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,614,000 | 239,039,000 | 244,853,000 | 236,867,000 |
| Interest-bearing deposits | 148,865,000 | 144,949,000 | 147,084,000 | 140,492,000 |
| Noninterest-bearing deposits | 87,749,000 | 94,090,000 | 97,769,000 | 96,375,000 |
| Equity capital | 26,099,000 | 26,938,000 | 27,802,000 | 27,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,629,000 | 5,285,000 | 7,952,000 | 10,526,000 |
| Interest expense | 103,000 | 198,000 | 287,000 | 372,000 |
| Net interest income | 2,526,000 | 5,087,000 | 7,665,000 | 10,154,000 |
| Noninterest income | 537,000 | 1,085,000 | 1,708,000 | 2,342,000 |
| Noninterest expense | 2,570,000 | 5,292,000 | 7,783,000 | 10,738,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 568,000 | 985,000 | 1,695,000 | 2,071,000 |
| Income tax | 97,000 | 166,000 | 211,000 | 163,000 |
| Net income | 471,000 | 819,000 | 1,484,000 | 1,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,986,000 | 25,334,000 | 26,000,000 | 25,582,000 |
| Total capital | 26,951,000 | 27,311,000 | 27,934,000 | 27,532,000 |
| Risk-weighted assets | 156,507,000 | 157,497,000 | 154,753,000 | 155,912,000 |