Call reports 2013
DENALI STATE BANK — 2013
What DENALI STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 257,242,000 | 254,387,000 | 268,433,000 | 260,845,000 |
| Total loans | 154,039,000 | 151,632,000 | 147,040,000 | 142,326,000 |
| Allowance for loan losses | 2,296,000 | 2,433,000 | 2,577,000 | 2,603,000 |
| Securities available for sale | 59,638,000 | 59,580,000 | 72,362,000 | 78,282,000 |
| Securities held to maturity | 27,728,000 | 25,819,000 | 24,606,000 | 23,812,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,526,000 | 228,177,000 | 242,163,000 | 234,868,000 |
| Interest-bearing deposits | 144,168,000 | 140,004,000 | 147,441,000 | 146,443,000 |
| Noninterest-bearing deposits | 86,358,000 | 88,173,000 | 94,722,000 | 88,425,000 |
| Equity capital | 24,855,000 | 24,441,000 | 24,809,000 | 24,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,745,000 | 5,466,000 | 8,207,000 | 10,794,000 |
| Interest expense | 138,000 | 262,000 | 385,000 | 499,000 |
| Net interest income | 2,607,000 | 5,204,000 | 7,822,000 | 10,295,000 |
| Noninterest income | 694,000 | 1,448,000 | 2,062,000 | 2,643,000 |
| Noninterest expense | 2,445,000 | 5,249,000 | 7,890,000 | 10,642,000 |
| Provision for loan losses | 164,000 | 268,000 | 340,000 | 340,000 |
| Pretax income | 688,000 | 1,261,000 | 1,819,000 | 2,156,000 |
| Income tax | 172,000 | 221,000 | 318,000 | 352,000 |
| Net income | 516,000 | 1,040,000 | 1,501,000 | 1,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,557,000 | 24,082,000 | 24,542,000 | 24,515,000 |
| Total capital | 25,664,000 | 26,157,000 | 26,564,000 | 26,525,000 |
| Risk-weighted assets | 168,348,000 | 165,511,000 | 161,189,000 | 160,215,000 |