Call reports 2012
DENALI STATE BANK — 2012
What DENALI STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 259,996,000 | 263,530,000 | 263,902,000 | 259,979,000 |
| Total loans | 158,819,000 | 167,422,000 | 163,496,000 | 156,432,000 |
| Allowance for loan losses | 2,441,000 | 2,538,000 | 2,462,000 | 2,395,000 |
| Securities available for sale | 54,435,000 | 47,848,000 | 47,727,000 | 54,396,000 |
| Securities held to maturity | 32,257,000 | 30,678,000 | 29,595,000 | 29,229,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,453,000 | 233,799,000 | 236,913,000 | 232,965,000 |
| Interest-bearing deposits | 146,242,000 | 142,784,000 | 143,100,000 | 145,101,000 |
| Noninterest-bearing deposits | 84,211,000 | 91,015,000 | 93,813,000 | 87,864,000 |
| Equity capital | 23,539,000 | 24,324,000 | 24,879,000 | 24,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,768,000 | 5,570,000 | 8,427,000 | 11,287,000 |
| Interest expense | 167,000 | 324,000 | 479,000 | 627,000 |
| Net interest income | 2,601,000 | 5,246,000 | 7,948,000 | 10,660,000 |
| Noninterest income | 813,000 | 1,640,000 | 2,543,000 | 3,362,000 |
| Noninterest expense | 2,539,000 | 5,083,000 | 7,626,000 | 10,154,000 |
| Provision for loan losses | 60,000 | 150,000 | 698,000 | 954,000 |
| Pretax income | 861,000 | 1,817,000 | 2,342,000 | 3,162,000 |
| Income tax | 237,000 | 501,000 | 646,000 | 847,000 |
| Net income | 624,000 | 1,316,000 | 1,696,000 | 2,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,108,000 | 22,800,000 | 23,180,000 | 23,041,000 |
| Total capital | 24,196,000 | 24,973,000 | 25,302,000 | 25,138,000 |
| Risk-weighted assets | 166,761,000 | 172,713,000 | 169,454,000 | 167,088,000 |