Call reports 2011
DENALI STATE BANK — 2011
What DENALI STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 256,974,000 | 256,093,000 | 263,882,000 | 260,714,000 |
| Total loans | 156,242,000 | 155,099,000 | 155,331,000 | 157,826,000 |
| Allowance for loan losses | 2,462,000 | 2,423,000 | 2,530,000 | 2,441,000 |
| Securities available for sale | 51,719,000 | 51,305,000 | 57,276,000 | 57,003,000 |
| Securities held to maturity | 33,270,000 | 34,579,000 | 34,653,000 | 33,454,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,103,000 | 232,199,000 | 236,954,000 | 235,840,000 |
| Interest-bearing deposits | 153,908,000 | 0 | 149,093,000 | 150,059,000 |
| Noninterest-bearing deposits | 80,195,000 | 232,199,000 | 87,861,000 | 85,781,000 |
| Equity capital | 21,126,000 | 22,068,000 | 22,887,000 | 22,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,903,000 | 5,807,000 | 8,659,000 | 11,484,000 |
| Interest expense | 210,000 | 414,000 | 604,000 | 789,000 |
| Net interest income | 2,693,000 | 5,393,000 | 8,055,000 | 10,695,000 |
| Noninterest income | 647,000 | 1,226,000 | 1,847,000 | 2,611,000 |
| Noninterest expense | 2,349,000 | 4,761,000 | 7,149,000 | 9,813,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 912,000 | 1,709,000 | 2,454,000 | 3,091,000 |
| Income tax | 268,000 | 493,000 | 702,000 | 859,000 |
| Net income | 644,000 | 1,216,000 | 1,752,000 | 2,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,596,000 | 21,168,000 | 21,704,000 | 21,484,000 |
| Total capital | 22,670,000 | 23,218,000 | 23,769,000 | 23,580,000 |
| Risk-weighted assets | 165,549,000 | 163,594,000 | 164,774,000 | 167,315,000 |