Call reports 2010
DENALI STATE BANK — 2010
What DENALI STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 244,567,000 | 249,684,000 | 257,935,000 | 260,912,000 |
| Total loans | 151,518,000 | 153,580,000 | 154,767,000 | 156,069,000 |
| Allowance for loan losses | 2,319,000 | 2,149,000 | 1,993,000 | 2,407,000 |
| Securities available for sale | 47,896,000 | 45,741,000 | 48,356,000 | 49,993,000 |
| Securities held to maturity | 22,286,000 | 28,585,000 | 34,982,000 | 35,368,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,309,000 | 227,974,000 | 235,229,000 | 238,938,000 |
| Interest-bearing deposits | 148,914,000 | 150,601,000 | 148,512,000 | 155,836,000 |
| Noninterest-bearing deposits | 74,395,000 | 77,373,000 | 86,717,000 | 83,102,000 |
| Equity capital | 19,375,000 | 19,985,000 | 20,853,000 | 20,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,816,000 | 5,682,000 | 8,592,000 | 11,615,000 |
| Interest expense | 312,000 | 580,000 | 828,000 | 1,054,000 |
| Net interest income | 2,504,000 | 5,102,000 | 7,764,000 | 10,561,000 |
| Noninterest income | 542,000 | 1,061,000 | 1,749,000 | 2,458,000 |
| Noninterest expense | 2,344,000 | 4,704,000 | 7,057,000 | 9,499,000 |
| Provision for loan losses | 165,000 | 305,000 | 518,000 | 817,000 |
| Pretax income | 538,000 | 1,204,000 | 1,988,000 | 2,667,000 |
| Income tax | 154,000 | 349,000 | 591,000 | 714,000 |
| Net income | 384,000 | 855,000 | 1,397,000 | 1,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,942,000 | 19,413,000 | 19,955,000 | 19,952,000 |
| Total capital | 20,985,000 | 21,455,000 | 21,948,000 | 22,044,000 |
| Risk-weighted assets | 163,190,000 | 163,278,000 | 164,444,000 | 167,018,000 |