Call reports 2009
DENALI STATE BANK — 2009
What DENALI STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 224,275,000 | 235,068,000 | 239,438,000 | 243,914,000 |
| Total loans | 146,829,000 | 151,522,000 | 150,879,000 | 152,238,000 |
| Allowance for loan losses | 3,224,000 | 2,383,000 | 1,869,000 | 2,181,000 |
| Securities available for sale | 43,964,000 | 40,996,000 | 41,013,000 | 49,341,000 |
| Securities held to maturity | 20,625,000 | 19,834,000 | 18,826,000 | 20,196,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,751,000 | 215,229,000 | 218,514,000 | 223,207,000 |
| Interest-bearing deposits | 126,588,000 | 138,878,000 | 139,098,000 | 147,202,000 |
| Noninterest-bearing deposits | 75,163,000 | 76,351,000 | 79,416,000 | 76,005,000 |
| Equity capital | 17,354,000 | 17,874,000 | 18,745,000 | 18,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,119,000 | 6,077,000 | 9,081,000 | 12,071,000 |
| Interest expense | 397,000 | 770,000 | 1,134,000 | 1,486,000 |
| Net interest income | 2,722,000 | 5,307,000 | 7,947,000 | 10,585,000 |
| Noninterest income | 617,000 | 1,260,000 | 1,877,000 | 2,479,000 |
| Noninterest expense | 2,414,000 | 4,924,000 | 7,340,000 | 9,750,000 |
| Provision for loan losses | 343,000 | 555,000 | 770,000 | 1,181,000 |
| Pretax income | 599,000 | 1,105,000 | 1,588,000 | 2,007,000 |
| Income tax | 198,000 | 373,000 | 530,000 | 529,000 |
| Net income | 401,000 | 732,000 | 1,058,000 | 1,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,897,000 | 18,226,000 | 18,552,000 | 18,558,000 |
| Total capital | 19,897,000 | 20,258,000 | 20,421,000 | 20,583,000 |
| Risk-weighted assets | 158,448,000 | 162,180,000 | 171,170,000 | 161,894,000 |