Call reports 2008
DENALI STATE BANK — 2008
What DENALI STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 234,668,000 | 224,751,000 | 235,420,000 | 226,542,000 |
| Total loans | 126,432,000 | 133,079,000 | 136,010,000 | 142,340,000 |
| Allowance for loan losses | 2,061,000 | 2,052,000 | 2,211,000 | 2,946,000 |
| Securities available for sale | 73,081,000 | 65,266,000 | 71,953,000 | 50,941,000 |
| Securities held to maturity | 5,519,000 | 6,501,000 | 6,461,000 | 21,488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,762,000 | 206,365,000 | 217,921,000 | 202,962,000 |
| Interest-bearing deposits | 149,260,000 | 132,820,000 | 135,990,000 | 127,937,000 |
| Noninterest-bearing deposits | 66,502,000 | 73,545,000 | 81,931,000 | 75,025,000 |
| Equity capital | 17,122,000 | 16,683,000 | 15,686,000 | 16,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,416,000 | 6,818,000 | 10,034,000 | 13,288,000 |
| Interest expense | 920,000 | 1,614,000 | 2,204,000 | 2,711,000 |
| Net interest income | 2,496,000 | 5,204,000 | 7,830,000 | 10,577,000 |
| Noninterest income | 498,000 | 1,063,000 | 1,590,000 | 2,094,000 |
| Noninterest expense | 2,364,000 | 4,702,000 | 6,983,000 | 9,181,000 |
| Provision for loan losses | 60,000 | 119,000 | 280,000 | 1,044,000 |
| Pretax income | 570,000 | 1,445,000 | 2,156,000 | 1,736,000 |
| Income tax | 188,000 | 477,000 | 711,000 | 454,000 |
| Net income | 382,000 | 968,000 | 1,445,000 | 1,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,978,000 | 17,564,000 | 18,040,000 | 17,464,000 |
| Total capital | 18,795,000 | 19,425,000 | 19,899,000 | 19,381,000 |
| Risk-weighted assets | 145,088,000 | 148,688,000 | 148,357,000 | 152,407,000 |