Call reports 2007
DENALI STATE BANK — 2007
What DENALI STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 203,375,000 | 209,667,000 | 231,451,000 | 226,125,000 |
| Total loans | 117,358,000 | 126,815,000 | 130,949,000 | 131,749,000 |
| Allowance for loan losses | 1,625,000 | 1,637,000 | 1,568,000 | 1,910,000 |
| Securities available for sale | 61,345,000 | 53,278,000 | 63,205,000 | 70,710,000 |
| Securities held to maturity | 6,201,000 | 6,170,000 | 5,637,000 | 4,304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,587,000 | 191,837,000 | 211,498,000 | 207,511,000 |
| Interest-bearing deposits | 114,002,000 | 111,464,000 | 136,109,000 | 137,490,000 |
| Noninterest-bearing deposits | 71,585,000 | 80,373,000 | 75,389,000 | 70,021,000 |
| Equity capital | 16,025,000 | 16,319,000 | 17,357,000 | 16,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,198,000 | 6,589,000 | 10,281,000 | 13,992,000 |
| Interest expense | 769,000 | 1,589,000 | 2,520,000 | 3,556,000 |
| Net interest income | 2,429,000 | 5,000,000 | 7,761,000 | 10,436,000 |
| Noninterest income | 842,000 | 1,620,000 | 2,173,000 | 2,680,000 |
| Noninterest expense | 2,624,000 | 5,119,000 | 7,346,000 | 9,667,000 |
| Provision for loan losses | 21,000 | 42,000 | 69,000 | 499,000 |
| Pretax income | 604,000 | 1,437,000 | 2,509,000 | 2,934,000 |
| Income tax | 219,000 | 497,000 | 854,000 | 962,000 |
| Net income | 385,000 | 940,000 | 1,655,000 | 1,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,428,000 | 16,984,000 | 17,699,000 | 16,580,000 |
| Total capital | 17,969,000 | 18,621,000 | 19,267,000 | 18,367,000 |
| Risk-weighted assets | 123,231,000 | 131,897,000 | 141,723,000 | 142,857,000 |