Call reports 2006
DENALI STATE BANK — 2006
What DENALI STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 194,830,000 | 202,325,000 | 212,628,000 | 208,724,000 |
| Total loans | 99,150,000 | 102,838,000 | 107,946,000 | 110,315,000 |
| Allowance for loan losses | 1,559,000 | 1,588,000 | 1,611,000 | 1,620,000 |
| Securities available for sale | 67,469,000 | 65,338,000 | 65,908,000 | 67,151,000 |
| Securities held to maturity | 9,339,000 | 9,305,000 | 8,276,000 | 6,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,329,000 | 185,980,000 | 194,850,000 | 191,517,000 |
| Interest-bearing deposits | 106,530,000 | 92,979,000 | 102,472,000 | 109,749,000 |
| Noninterest-bearing deposits | 70,799,000 | 93,001,000 | 92,378,000 | 81,768,000 |
| Equity capital | 14,761,000 | 15,027,000 | 16,323,000 | 15,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,963,000 | 5,996,000 | 9,220,000 | 12,492,000 |
| Interest expense | 518,000 | 1,073,000 | 1,696,000 | 2,401,000 |
| Net interest income | 2,445,000 | 4,923,000 | 7,524,000 | 10,091,000 |
| Noninterest income | 661,000 | 1,386,000 | 2,226,000 | 2,939,000 |
| Noninterest expense | 2,285,000 | 4,698,000 | 7,086,000 | 9,521,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 812,000 | 1,581,000 | 2,613,000 | 3,437,000 |
| Income tax | 239,000 | 465,000 | 768,000 | 1,142,000 |
| Net income | 573,000 | 1,116,000 | 1,845,000 | 2,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,784,000 | 16,143,000 | 17,055,000 | 16,075,000 |
| Total capital | 17,136,000 | 17,546,000 | 18,525,000 | 17,585,000 |
| Risk-weighted assets | 107,929,000 | 112,042,000 | 117,945,000 | 120,713,000 |