Call reports 2005
DENALI STATE BANK — 2005
What DENALI STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 197,650,000 | 203,511,000 | 207,624,000 | 203,311,000 |
| Total loans | 93,363,000 | 97,381,000 | 101,026,000 | 100,971,000 |
| Allowance for loan losses | 1,712,000 | 1,712,000 | 1,616,000 | 1,558,000 |
| Securities available for sale | 74,488,000 | 77,570,000 | 77,282,000 | 75,386,000 |
| Securities held to maturity | 11,535,000 | 10,278,000 | 10,744,000 | 9,870,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,931,000 | 187,675,000 | 191,277,000 | 182,990,000 |
| Interest-bearing deposits | 108,952,000 | 99,106,000 | 104,691,000 | 105,772,000 |
| Noninterest-bearing deposits | 73,979,000 | 88,569,000 | 86,586,000 | 77,218,000 |
| Equity capital | 14,071,000 | 15,066,000 | 15,559,000 | 14,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,609,000 | 5,323,000 | 8,181,000 | 11,154,000 |
| Interest expense | 290,000 | 609,000 | 963,000 | 1,369,000 |
| Net interest income | 2,319,000 | 4,714,000 | 7,218,000 | 9,785,000 |
| Noninterest income | 650,000 | 1,364,000 | 2,238,000 | 2,959,000 |
| Noninterest expense | 2,270,000 | 4,546,000 | 7,021,000 | 9,454,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 634,000 | 1,451,000 | 2,354,000 | 3,209,000 |
| Income tax | 186,000 | 427,000 | 692,000 | 929,000 |
| Net income | 448,000 | 1,024,000 | 1,662,000 | 2,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,824,000 | 15,400,000 | 16,038,000 | 15,285,000 |
| Total capital | 16,133,000 | 16,738,000 | 17,414,000 | 16,655,000 |
| Risk-weighted assets | 104,804,000 | 106,657,000 | 109,860,000 | 109,444,000 |