Call reports 2004
DENALI STATE BANK — 2004
What DENALI STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 178,509,000 | 191,414,000 | 198,914,000 | 202,183,000 |
| Total loans | 83,863,000 | 85,169,000 | 89,983,000 | 93,788,000 |
| Allowance for loan losses | 1,824,000 | 1,860,000 | 1,892,000 | 1,914,000 |
| Securities available for sale | 59,277,000 | 70,135,000 | 78,347,000 | 77,746,000 |
| Securities held to maturity | 16,818,000 | 15,298,000 | 14,139,000 | 14,479,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,793,000 | 176,401,000 | 180,801,000 | 184,743,000 |
| Interest-bearing deposits | 94,593,000 | 100,155,000 | 105,133,000 | 111,922,000 |
| Noninterest-bearing deposits | 68,200,000 | 76,246,000 | 75,668,000 | 72,821,000 |
| Equity capital | 14,739,000 | 14,247,000 | 15,454,000 | 14,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,156,000 | 4,359,000 | 6,734,000 | 9,314,000 |
| Interest expense | 226,000 | 436,000 | 649,000 | 888,000 |
| Net interest income | 1,930,000 | 3,923,000 | 6,085,000 | 8,426,000 |
| Noninterest income | 706,000 | 1,469,000 | 2,284,000 | 3,015,000 |
| Noninterest expense | 2,039,000 | 4,146,000 | 6,321,000 | 8,761,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 567,000 | 1,174,000 | 1,952,000 | 2,554,000 |
| Income tax | 168,000 | 346,000 | 575,000 | 730,000 |
| Net income | 399,000 | 828,000 | 1,377,000 | 1,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,236,000 | 14,665,000 | 15,214,000 | 14,344,000 |
| Total capital | 15,403,000 | 15,889,000 | 16,499,000 | 15,667,000 |
| Risk-weighted assets | 92,711,000 | 97,263,000 | 102,171,000 | 105,267,000 |