Call reports 2003
DENALI STATE BANK — 2003
What DENALI STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 163,652,000 | 175,481,000 | 193,043,000 | 185,893,000 |
| Total loans | 78,725,000 | 86,118,000 | 83,704,000 | 83,073,000 |
| Allowance for loan losses | 1,747,000 | 1,751,000 | 1,780,000 | 1,794,000 |
| Securities available for sale | 25,165,000 | 35,204,000 | 66,974,000 | 63,567,000 |
| Securities held to maturity | 36,115,000 | 34,770,000 | 22,548,000 | 20,705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,768,000 | 159,694,000 | 169,078,000 | 170,940,000 |
| Interest-bearing deposits | 91,920,000 | 85,202,000 | 89,092,000 | 91,239,000 |
| Noninterest-bearing deposits | 56,848,000 | 74,492,000 | 79,986,000 | 79,701,000 |
| Equity capital | 13,994,000 | 14,721,000 | 15,024,000 | 14,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,147,000 | 4,297,000 | 6,550,000 | 8,788,000 |
| Interest expense | 281,000 | 554,000 | 819,000 | 1,059,000 |
| Net interest income | 1,866,000 | 3,743,000 | 5,731,000 | 7,729,000 |
| Noninterest income | 780,000 | 1,727,000 | 2,674,000 | 3,383,000 |
| Noninterest expense | 1,993,000 | 4,030,000 | 6,121,000 | 8,180,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 623,000 | 1,388,000 | 2,203,000 | 2,817,000 |
| Income tax | 181,000 | 407,000 | 646,000 | 826,000 |
| Net income | 442,000 | 981,000 | 1,557,000 | 1,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,643,000 | 14,182,000 | 14,757,000 | 13,800,000 |
| Total capital | 14,756,000 | 15,360,000 | 15,964,000 | 14,987,000 |
| Risk-weighted assets | 88,422,000 | 93,651,000 | 95,968,000 | 94,398,000 |