Call reports 2002
DENALI STATE BANK — 2002
What DENALI STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 155,104,000 | 162,685,000 | 169,035,000 | 165,324,000 |
| Total loans | 70,966,000 | 74,841,000 | 78,111,000 | 77,378,000 |
| Allowance for loan losses | 1,653,000 | 1,675,000 | 1,673,000 | 1,716,000 |
| Securities available for sale | 20,838,000 | 20,198,000 | 23,050,000 | 28,486,000 |
| Securities held to maturity | 40,988,000 | 39,656,000 | 45,949,000 | 42,777,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,429,000 | 147,404,000 | 153,394,000 | 150,896,000 |
| Interest-bearing deposits | 82,564,000 | 78,931,000 | 82,645,000 | 83,248,000 |
| Noninterest-bearing deposits | 57,865,000 | 68,473,000 | 70,749,000 | 67,648,000 |
| Equity capital | 13,219,000 | 13,784,000 | 14,448,000 | 13,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,334,000 | 4,625,000 | 6,937,000 | 9,280,000 |
| Interest expense | 612,000 | 1,147,000 | 1,630,000 | 2,014,000 |
| Net interest income | 1,722,000 | 3,478,000 | 5,307,000 | 7,266,000 |
| Noninterest income | 637,000 | 1,289,000 | 2,070,000 | 2,790,000 |
| Noninterest expense | 1,747,000 | 3,576,000 | 5,517,000 | 7,562,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 582,000 | 1,133,000 | 1,772,000 | 2,376,000 |
| Income tax | 165,000 | 327,000 | 505,000 | 705,000 |
| Net income | 417,000 | 806,000 | 1,267,000 | 1,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,200,000 | 13,588,000 | 14,040,000 | 13,098,000 |
| Total capital | 14,292,000 | 14,763,000 | 15,322,000 | 14,262,000 |
| Risk-weighted assets | 86,788,000 | 93,523,000 | 102,175,000 | 92,604,000 |