Call reports 2016
SAINT CASIMIRS SAVINGS BANK — 2016
What SAINT CASIMIRS SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 92,777,000 | 91,011,000 | 88,389,000 | 87,479,000 |
| Total loans | 17,539,000 | 16,816,000 | 16,702,000 | 15,852,000 |
| Allowance for loan losses | 112,000 | 112,000 | 112,000 | 112,000 |
| Securities available for sale | 4,623,000 | 7,122,000 | 9,038,000 | 9,553,000 |
| Securities held to maturity | 46,241,000 | 44,224,000 | 40,797,000 | 39,269,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,596,000 | 69,889,000 | 67,351,000 | 67,196,000 |
| Interest-bearing deposits | 71,363,000 | 69,667,000 | 67,130,000 | 66,960,000 |
| Noninterest-bearing deposits | 233,000 | 222,000 | 221,000 | 236,000 |
| Equity capital | 19,471,000 | 19,325,000 | 19,147,000 | 18,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,075,000 | 1,577,000 | 2,092,000 |
| Interest expense | 69,000 | 134,000 | 197,000 | 262,000 |
| Net interest income | 494,000 | 941,000 | 1,380,000 | 1,830,000 |
| Noninterest income | 36,000 | 73,000 | 108,000 | 142,000 |
| Noninterest expense | 650,000 | 1,307,000 | 1,934,000 | 2,542,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -120,000 | -293,000 | -446,000 | -570,000 |
| Income tax | 0 | 0 | 0 | 273,000 |
| Net income | -120,000 | -293,000 | -446,000 | -843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,847,000 | 19,670,000 | 19,512,000 | 19,125,000 |
| Total capital | 19,970,000 | 19,796,000 | 19,636,000 | 19,237,000 |
| Risk-weighted assets | 26,743,000 | 26,187,000 | 25,678,000 | 25,067,000 |