Call reports 2015
SAINT CASIMIRS SAVINGS BANK — 2015
What SAINT CASIMIRS SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 95,430,000 | 94,998,000 | 93,616,000 | 93,356,000 |
| Total loans | 18,299,000 | 17,831,000 | 17,899,000 | 17,907,000 |
| Allowance for loan losses | 112,000 | 112,000 | 112,000 | 112,000 |
| Securities available for sale | 1,535,000 | 1,517,000 | 1,532,000 | 2,540,000 |
| Securities held to maturity | 52,856,000 | 55,429,000 | 53,147,000 | 49,918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,814,000 | 73,439,000 | 72,133,000 | 72,071,000 |
| Interest-bearing deposits | 73,789,000 | 73,424,000 | 71,914,000 | 71,847,000 |
| Noninterest-bearing deposits | 25,000 | 15,000 | 219,000 | 224,000 |
| Equity capital | 19,950,000 | 19,827,000 | 19,664,000 | 19,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 544,000 | 1,098,000 | 1,649,000 | 2,172,000 |
| Interest expense | 71,000 | 144,000 | 216,000 | 287,000 |
| Net interest income | 473,000 | 954,000 | 1,433,000 | 1,885,000 |
| Noninterest income | 36,000 | 94,000 | 127,000 | 164,000 |
| Noninterest expense | 621,000 | 1,272,000 | 1,956,000 | 2,623,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -167,000 | -279,000 | -451,000 | -629,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -167,000 | -279,000 | -451,000 | -629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,430,000 | 20,319,000 | 20,147,000 | 19,969,000 |
| Total capital | 20,554,000 | 20,437,000 | 20,269,000 | 20,086,000 |
| Risk-weighted assets | 27,365,000 | 27,315,000 | 27,167,000 | 26,944,000 |