Call reports 2007
SAINT CASIMIRS SAVINGS BANK — 2007
What SAINT CASIMIRS SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 106,701,000 | 105,633,000 | 104,449,000 | 104,591,000 |
| Total loans | 10,462,000 | 11,200,000 | 11,430,000 | 12,994,000 |
| Allowance for loan losses | 112,000 | 112,000 | 112,000 | 112,000 |
| Securities available for sale | 12,601,000 | 12,409,000 | 12,517,000 | 12,645,000 |
| Securities held to maturity | 54,453,000 | 52,176,000 | 50,794,000 | 47,905,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,421,000 | 82,276,000 | 80,809,000 | 80,823,000 |
| Interest-bearing deposits | 83,374,000 | 82,226,000 | 80,772,000 | 80,786,000 |
| Noninterest-bearing deposits | 47,000 | 50,000 | 37,000 | 37,000 |
| Equity capital | 22,712,000 | 22,735,000 | 22,963,000 | 23,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,299,000 | 2,606,000 | 3,897,000 | 5,144,000 |
| Interest expense | 538,000 | 1,084,000 | 1,640,000 | 2,198,000 |
| Net interest income | 761,000 | 1,522,000 | 2,257,000 | 2,946,000 |
| Noninterest income | 26,000 | 54,000 | 85,000 | 112,000 |
| Noninterest expense | 530,000 | 1,093,000 | 1,627,000 | 2,212,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 257,000 | 483,000 | 715,000 | 846,000 |
| Income tax | 86,000 | 160,000 | 236,000 | 289,000 |
| Net income | 171,000 | 323,000 | 479,000 | 557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,712,000 | 22,736,000 | 22,963,000 | 23,127,000 |
| Total capital | 22,824,000 | 22,848,000 | 23,075,000 | 23,239,000 |
| Risk-weighted assets | 27,802,000 | 28,231,000 | 27,964,000 | 29,320,000 |