Call reports 2020
SECURITY BANK, S.B. — 2020
What SECURITY BANK, S.B. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 163,417,000 | 183,985,000 | 183,227,000 | 212,447,000 |
| Total loans | 97,696,000 | 100,224,000 | 97,593,000 | 96,150,000 |
| Allowance for loan losses | 1,176,000 | 1,160,000 | 1,254,000 | 1,328,000 |
| Securities available for sale | 20,220,000 | 19,850,000 | 22,014,000 | 24,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,061,000 | 162,954,000 | 161,776,000 | 191,281,000 |
| Interest-bearing deposits | 97,453,000 | 102,866,000 | 106,245,000 | 107,059,000 |
| Noninterest-bearing deposits | 49,608,000 | 60,088,000 | 55,531,000 | 84,222,000 |
| Equity capital | 16,025,000 | 16,499,000 | 16,648,000 | 16,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,361,000 | 2,650,000 | 3,880,000 | 5,139,000 |
| Interest expense | 106,000 | 200,000 | 284,000 | 361,000 |
| Net interest income | 1,255,000 | 2,450,000 | 3,596,000 | 4,778,000 |
| Noninterest income | 340,000 | 796,000 | 1,350,000 | 1,961,000 |
| Noninterest expense | 1,447,000 | 2,879,000 | 4,330,000 | 5,816,000 |
| Provision for loan losses | 16,000 | 29,000 | 120,000 | 191,000 |
| Pretax income | 142,000 | 348,000 | 506,000 | 742,000 |
| Income tax | 38,000 | 106,000 | 160,000 | 241,000 |
| Net income | 104,000 | 242,000 | 346,000 | 501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,335,000 | 15,509,000 | 15,685,000 | 15,786,000 |
| Total capital | 16,440,000 | — | — | — |
| Risk-weighted assets | 88,313,000 | — | — | — |