Call reports 2012
SECURITY BANK, S.B. — 2012
What SECURITY BANK, S.B. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 160,200,000 | 155,507,000 | 149,516,000 | 149,454,000 |
| Total loans | 118,235,000 | 117,115,000 | 112,379,000 | 108,984,000 |
| Allowance for loan losses | 867,000 | 933,000 | 730,000 | 563,000 |
| Securities available for sale | 22,935,000 | 20,522,000 | 19,523,000 | 18,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,834,000 | 140,176,000 | 134,110,000 | 134,303,000 |
| Interest-bearing deposits | 132,926,000 | 130,661,000 | 124,254,000 | 125,130,000 |
| Noninterest-bearing deposits | 11,908,000 | 9,515,000 | 9,856,000 | 9,173,000 |
| Equity capital | 14,843,000 | 14,820,000 | 14,640,000 | 14,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,545,000 | 3,071,000 | 4,625,000 | 6,011,000 |
| Interest expense | 216,000 | 413,000 | 594,000 | 759,000 |
| Net interest income | 1,329,000 | 2,658,000 | 4,031,000 | 5,252,000 |
| Noninterest income | 131,000 | 175,000 | 118,000 | 393,000 |
| Noninterest expense | 1,447,000 | 2,819,000 | 4,143,000 | 5,461,000 |
| Provision for loan losses | 122,000 | 241,000 | 526,000 | 650,000 |
| Pretax income | -74,000 | -73,000 | -358,000 | -304,000 |
| Income tax | -6,000 | -6,000 | -6,000 | -2,000 |
| Net income | -68,000 | -67,000 | -352,000 | -302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,745,000 | 14,747,000 | 14,461,000 | 14,512,000 |
| Total capital | 15,637,000 | 15,706,000 | 15,217,000 | 15,097,000 |
| Risk-weighted assets | 99,119,000 | 97,423,000 | 95,170,000 | 91,339,000 |