Call reports 2005
SECURITY BANK, S.B. — 2005
What SECURITY BANK, S.B. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 177,522,000 | 172,329,000 | 176,647,000 | 178,428,000 |
| Total loans | 101,557,000 | 102,079,000 | 111,101,000 | 119,827,000 |
| Allowance for loan losses | 392,000 | 416,000 | 458,000 | 519,000 |
| Securities available for sale | 58,174,000 | 54,550,000 | 50,559,000 | 30,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,093,000 | 148,525,000 | 152,012,000 | 154,587,000 |
| Interest-bearing deposits | 142,003,000 | 138,719,000 | 143,367,000 | 9,380,000 |
| Noninterest-bearing deposits | 10,090,000 | 9,806,000 | 8,645,000 | 145,207,000 |
| Equity capital | 19,729,000 | 20,048,000 | 19,871,000 | 19,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,039,000 | 4,066,000 | 6,118,000 | 8,297,000 |
| Interest expense | 757,000 | 1,556,000 | 2,461,000 | 3,460,000 |
| Net interest income | 1,282,000 | 2,510,000 | 3,657,000 | 4,837,000 |
| Noninterest income | 190,000 | 368,000 | 553,000 | 718,000 |
| Noninterest expense | 1,429,000 | 2,844,000 | 4,240,000 | 5,741,000 |
| Provision for loan losses | 41,000 | 73,000 | 98,000 | 181,000 |
| Pretax income | 6,000 | -33,000 | -121,000 | -998,000 |
| Income tax | -9,000 | -36,000 | -78,000 | -217,000 |
| Net income | 15,000 | 3,000 | -43,000 | -781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,458,000 | 20,447,000 | 20,404,000 | 19,669,000 |
| Total capital | 20,955,000 | 20,982,000 | 20,970,000 | 20,319,000 |
| Risk-weighted assets | 99,283,000 | 99,004,000 | 105,555,000 | 114,037,000 |