Call reports 2021
ATLANTIC CAPITAL BANK, NATIONAL ASSOCIATION — 2021
What ATLANTIC CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,731,675,000 | 3,779,141,000 | 4,210,014,000 | 3,818,842,000 |
| Total loans | 2,302,661,000 | 2,264,899,000 | 2,285,670,000 | 2,369,321,000 |
| Allowance for loan losses | 27,506,000 | 26,123,000 | 23,924,000 | 22,186,000 |
| Securities available for sale | 390,701,000 | 480,518,000 | 535,158,000 | 501,218,000 |
| Securities held to maturity | 222,549,000 | 233,560,000 | 237,842,000 | 237,724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,288,988,000 | 3,315,949,000 | 3,735,600,000 | 3,335,446,000 |
| Interest-bearing deposits | 1,997,168,000 | 1,932,205,000 | 2,035,706,000 | 1,855,982,000 |
| Noninterest-bearing deposits | 1,291,820,000 | 1,383,744,000 | 1,699,894,000 | 1,479,464,000 |
| Equity capital | 402,261,000 | 417,484,000 | 429,712,000 | 440,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 25,409,000 | 53,028,000 | 79,692,000 | 106,623,000 |
| Interest expense | 971,000 | 1,823,000 | 2,613,000 | 3,176,000 |
| Net interest income | 24,438,000 | 51,205,000 | 77,079,000 | 103,447,000 |
| Noninterest income | 3,834,000 | 7,711,000 | 12,613,000 | 17,460,000 |
| Noninterest expense | 15,137,000 | 30,311,000 | 45,314,000 | 61,266,000 |
| Provision for loan losses | -4,074,000 | -4,888,000 | -7,109,000 | -8,217,000 |
| Pretax income | 17,656,000 | 34,059,000 | 52,237,000 | 68,231,000 |
| Income tax | 3,173,000 | 6,648,000 | 10,411,000 | 13,923,000 |
| Net income | 14,483,000 | 27,411,000 | 41,826,000 | 54,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 363,318,000 | 377,844,000 | 394,045,000 | 410,494,000 |
| Total capital | 393,519,000 | 406,545,000 | 420,361,000 | 435,450,000 |
| Risk-weighted assets | 2,478,219,000 | 2,599,203,000 | 2,694,096,000 | 2,886,964,000 |