Call reports 2020
ATLANTIC CAPITAL BANK, NATIONAL ASSOCIATION — 2020
What ATLANTIC CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,719,322,000 | 2,890,486,000 | 2,923,518,000 | 3,614,882,000 |
| Total loans | 1,932,909,000 | 2,185,847,000 | 2,188,894,000 | 2,249,036,000 |
| Allowance for loan losses | 24,896,000 | 31,605,000 | 31,894,000 | 31,818,000 |
| Securities available for sale | 280,390,000 | 271,829,000 | 260,884,000 | 335,423,000 |
| Securities held to maturity | 186,029,000 | 185,933,000 | 185,837,000 | 200,170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,237,057,000 | 2,419,381,000 | 2,497,734,000 | 3,179,202,000 |
| Interest-bearing deposits | 1,512,200,000 | 1,523,969,000 | 1,625,066,000 | 2,127,742,000 |
| Noninterest-bearing deposits | 724,857,000 | 895,412,000 | 872,668,000 | 1,051,460,000 |
| Equity capital | 369,941,000 | 374,839,000 | 385,133,000 | 395,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 26,023,000 | 49,820,000 | 74,053,000 | 98,995,000 |
| Interest expense | 4,214,000 | 5,557,000 | 6,727,000 | 7,915,000 |
| Net interest income | 21,809,000 | 44,263,000 | 67,326,000 | 91,080,000 |
| Noninterest income | 2,692,000 | 5,310,000 | 8,088,000 | 11,400,000 |
| Noninterest expense | 12,856,000 | 25,732,000 | 39,427,000 | 52,559,000 |
| Provision for loan losses | 7,409,000 | 15,631,000 | 16,267,000 | 16,492,000 |
| Pretax income | 3,571,000 | 6,904,000 | 19,022,000 | 32,452,000 |
| Income tax | 505,000 | 994,000 | 3,185,000 | 5,985,000 |
| Net income | 3,066,000 | 5,910,000 | 15,837,000 | 26,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 321,946,000 | 325,116,000 | 336,277,000 | 349,779,000 |
| Total capital | 349,694,000 | 356,104,000 | 365,593,000 | 380,725,000 |
| Risk-weighted assets | 2,430,753,000 | 2,474,967,000 | 2,339,843,000 | 2,471,702,000 |