Call reports 2016
ATLANTIC CAPITAL BANK, NATIONAL ASSOCIATION — 2016
What ATLANTIC CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,726,818,000 | 2,806,844,000 | 2,759,975,000 | 2,728,592,000 |
| Total loans | 1,982,054,000 | 1,971,198,000 | 2,054,702,000 | 2,016,549,000 |
| Allowance for loan losses | 17,608,000 | 18,377,000 | 18,534,000 | 20,595,000 |
| Securities available for sale | 379,110,000 | 335,455,000 | 355,569,000 | 347,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,294,102,000 | 2,170,876,000 | 2,204,069,000 | 2,253,311,000 |
| Interest-bearing deposits | 1,702,266,000 | 1,582,753,000 | 1,642,205,000 | 1,578,371,000 |
| Noninterest-bearing deposits | 591,836,000 | 588,123,000 | 561,864,000 | 674,940,000 |
| Equity capital | 332,625,000 | 340,539,000 | 344,269,000 | 339,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 21,430,000 | 43,546,000 | 65,841,000 | 88,148,000 |
| Interest expense | 1,793,000 | 3,890,000 | 6,042,000 | 8,271,000 |
| Net interest income | 19,637,000 | 39,656,000 | 59,799,000 | 79,877,000 |
| Noninterest income | 4,459,000 | 13,418,000 | 17,476,000 | 21,962,000 |
| Noninterest expense | 18,202,000 | 37,170,000 | 54,452,000 | 73,217,000 |
| Provision for loan losses | 368,000 | 1,145,000 | 1,608,000 | 3,816,000 |
| Pretax income | 5,559,000 | 14,803,000 | 21,259,000 | 24,850,000 |
| Income tax | 2,057,000 | 5,618,000 | 7,816,000 | 8,798,000 |
| Net income | 3,502,000 | 9,185,000 | 13,443,000 | 16,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 257,770,000 | 266,165,000 | 271,744,000 | 276,778,000 |
| Total capital | 276,058,000 | 285,222,000 | 290,958,000 | 298,053,000 |
| Risk-weighted assets | 2,333,176,000 | 2,297,859,000 | 2,435,100,000 | 2,344,387,000 |