Call reports 2012
ATLANTIC CAPITAL BANK, NATIONAL ASSOCIATION — 2012
What ATLANTIC CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 999,581,000 | 1,034,865,000 | 1,063,551,000 | 1,201,488,000 |
| Total loans | 731,861,000 | 714,703,000 | 764,724,000 | 810,745,000 |
| Allowance for loan losses | 10,086,000 | 10,310,000 | 11,137,000 | 10,736,000 |
| Securities available for sale | 134,836,000 | 128,974,000 | 138,604,000 | 127,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 855,221,000 | 887,837,000 | 862,720,000 | 1,028,827,000 |
| Interest-bearing deposits | 732,491,000 | 738,790,000 | 719,126,000 | 862,200,000 |
| Noninterest-bearing deposits | 122,730,000 | 149,047,000 | 143,594,000 | 166,627,000 |
| Equity capital | 119,811,000 | 121,012,000 | 124,080,000 | 124,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,542,000 | 15,347,000 | 22,801,000 | 30,933,000 |
| Interest expense | 1,188,000 | 2,224,000 | 3,205,000 | 4,213,000 |
| Net interest income | 6,354,000 | 13,123,000 | 19,596,000 | 26,720,000 |
| Noninterest income | 876,000 | 1,352,000 | 2,121,000 | 2,783,000 |
| Noninterest expense | 5,348,000 | 10,923,000 | 16,156,000 | 21,462,000 |
| Provision for loan losses | 355,000 | 552,000 | -1,042,000 | -1,322,000 |
| Pretax income | 1,527,000 | 3,027,000 | 6,630,000 | 9,390,000 |
| Income tax | 425,000 | 942,000 | 2,248,000 | 3,328,000 |
| Net income | 1,102,000 | 2,085,000 | 4,382,000 | 6,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,581,000 | 119,814,000 | 122,352,000 | 123,417,000 |
| Total capital | 128,667,000 | 130,124,000 | 133,489,000 | 134,153,000 |
| Risk-weighted assets | 905,638,000 | 905,000,000 | 960,051,000 | 986,546,000 |