Call reports 2010
ATLANTIC CAPITAL BANK, NATIONAL ASSOCIATION — 2010
What ATLANTIC CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 742,646,000 | 800,233,000 | 800,118,000 | 842,342,000 |
| Total loans | 586,503,000 | 587,627,000 | 613,279,000 | 652,577,000 |
| Allowance for loan losses | 10,733,000 | 10,043,000 | 10,733,000 | 11,929,000 |
| Securities available for sale | 86,596,000 | 86,556,000 | 97,077,000 | 91,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 593,092,000 | 648,282,000 | 661,163,000 | 694,125,000 |
| Interest-bearing deposits | 472,991,000 | 557,479,000 | 549,305,000 | 561,229,000 |
| Noninterest-bearing deposits | 120,101,000 | 90,803,000 | 111,858,000 | 132,896,000 |
| Equity capital | 103,547,000 | 105,167,000 | 105,990,000 | 115,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,675,000 | 13,640,000 | 20,852,000 | 28,212,000 |
| Interest expense | 1,581,000 | 3,200,000 | 4,742,000 | 6,019,000 |
| Net interest income | 5,094,000 | 10,440,000 | 16,110,000 | 22,193,000 |
| Noninterest income | 321,000 | 421,000 | 941,000 | 1,353,000 |
| Noninterest expense | 4,497,000 | 8,580,000 | 13,088,000 | 17,488,000 |
| Provision for loan losses | 205,000 | 898,000 | 1,588,000 | 2,813,000 |
| Pretax income | 713,000 | 1,541,000 | 2,533,000 | 3,459,000 |
| Income tax | 0 | 0 | 0 | -9,289,000 |
| Net income | 713,000 | 1,541,000 | 2,533,000 | 12,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,536,000 | 103,532,000 | 104,558,000 | 114,805,000 |
| Total capital | 111,074,000 | 111,987,000 | 113,466,000 | 124,350,000 |
| Risk-weighted assets | 680,843,000 | 674,842,000 | 710,779,000 | 761,194,000 |