Call reports 2009
ATLANTIC CAPITAL BANK, NATIONAL ASSOCIATION — 2009
What ATLANTIC CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 542,242,000 | 609,530,000 | 649,455,000 | 688,301,000 |
| Total loans | 436,087,000 | 506,712,000 | 554,059,000 | 584,129,000 |
| Allowance for loan losses | 6,105,000 | 8,647,000 | 12,522,000 | 10,528,000 |
| Securities available for sale | 87,740,000 | 89,164,000 | 88,870,000 | 90,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,843,000 | 385,980,000 | 481,137,000 | 500,138,000 |
| Interest-bearing deposits | 338,343,000 | 344,085,000 | 429,971,000 | 438,844,000 |
| Noninterest-bearing deposits | 36,500,000 | 41,895,000 | 51,166,000 | 61,294,000 |
| Equity capital | 103,029,000 | 101,131,000 | 99,032,000 | 96,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,833,000 | 10,490,000 | 16,621,000 | 23,292,000 |
| Interest expense | 1,439,000 | 2,761,000 | 4,242,000 | 5,801,000 |
| Net interest income | 3,394,000 | 7,729,000 | 12,379,000 | 17,491,000 |
| Noninterest income | 92,000 | 213,000 | 335,000 | 475,000 |
| Noninterest expense | 4,160,000 | 8,924,000 | 13,201,000 | 17,335,000 |
| Provision for loan losses | 500,000 | 3,042,000 | 6,917,000 | 10,087,000 |
| Pretax income | -1,174,000 | -4,024,000 | -7,404,000 | -9,456,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,174,000 | -4,024,000 | -7,404,000 | -9,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,500,000 | 101,048,000 | 98,070,000 | 96,423,000 |
| Total capital | 109,605,000 | 108,474,000 | 106,355,000 | 104,995,000 |
| Risk-weighted assets | 533,359,000 | 593,033,000 | 658,555,000 | 683,825,000 |