Call reports 2008
ATLANTIC CAPITAL BANK, NATIONAL ASSOCIATION — 2008
What ATLANTIC CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 231,647,000 | 263,629,000 | 384,127,000 | 513,330,000 |
| Total loans | 166,817,000 | 215,067,000 | 321,118,000 | 400,385,000 |
| Allowance for loan losses | 2,451,000 | 3,007,000 | 4,333,000 | 5,605,000 |
| Securities available for sale | 24,311,000 | 36,959,000 | 51,908,000 | 71,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,838,000 | 135,777,000 | 226,468,000 | 347,881,000 |
| Interest-bearing deposits | 91,801,000 | 123,574,000 | 197,142,000 | 322,301,000 |
| Noninterest-bearing deposits | 10,037,000 | 12,203,000 | 29,326,000 | 25,580,000 |
| Equity capital | 108,518,000 | 106,146,000 | 105,124,000 | 103,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,351,000 | 5,399,000 | 9,763,000 | 15,128,000 |
| Interest expense | 529,000 | 1,526,000 | 3,064,000 | 5,009,000 |
| Net interest income | 1,822,000 | 3,873,000 | 6,699,000 | 10,119,000 |
| Noninterest income | 26,000 | 62,000 | 116,000 | 210,000 |
| Noninterest expense | 3,535,000 | 7,046,000 | 10,609,000 | 14,197,000 |
| Provision for loan losses | 992,000 | 1,548,000 | 2,874,000 | 4,146,000 |
| Pretax income | -2,679,000 | -4,659,000 | -6,668,000 | -8,014,000 |
| Income tax | -3,000 | 10,000 | 0 | 0 |
| Net income | -2,676,000 | -4,669,000 | -6,668,000 | -8,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,247,000 | 106,654,000 | 105,246,000 | 104,287,000 |
| Total capital | 110,698,000 | 109,662,000 | 109,579,000 | 109,892,000 |
| Risk-weighted assets | 214,535,000 | 272,423,000 | 403,792,000 | 494,618,000 |