Call reports 2007
ATLANTIC CAPITAL BANK, NATIONAL ASSOCIATION — 2007
What ATLANTIC CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Total assets | 118,745,000 | 129,084,000 | 167,058,000 |
| Total loans | 7,635,000 | 35,391,000 | 91,211,000 |
| Allowance for loan losses | 122,000 | 566,000 | 1,459,000 |
| Securities available for sale | 0 | 24,205,000 | 24,020,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,748,000 | 10,346,000 | 52,943,000 |
| Interest-bearing deposits | 1,621,000 | 9,549,000 | 50,307,000 |
| Noninterest-bearing deposits | 127,000 | 797,000 | 2,636,000 |
| Equity capital | 115,086,000 | 116,099,000 | 110,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Interest income | 774,000 | 2,372,000 | 4,653,000 |
| Interest expense | 26,000 | 72,000 | 612,000 |
| Net interest income | 748,000 | 2,300,000 | 4,041,000 |
| Noninterest income | 9,000 | 8,000 | 17,000 |
| Noninterest expense | 4,217,000 | 7,866,000 | 11,505,000 |
| Provision for loan losses | 122,000 | 566,000 | 1,459,000 |
| Pretax income | -3,582,000 | -6,124,000 | -8,906,000 |
| Income tax | 0 | -3,158,000 | -214,000 |
| Net income | -3,582,000 | -2,966,000 | -8,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Tier 1 capital | 115,086,000 | 112,910,000 | 110,594,000 |
| Total capital | 115,208,000 | 113,476,000 | 112,053,000 |
| Risk-weighted assets | 35,004,000 | 82,213,000 | 131,248,000 |