Call reports 2008
OLD SOUTHERN BANK — 2008
What OLD SOUTHERN BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 250,033,000 | 250,861,000 | 282,287,000 | 330,386,000 |
| Total loans | 181,303,000 | 194,601,000 | 217,248,000 | 254,773,000 |
| Allowance for loan losses | 2,600,000 | 2,337,000 | 2,639,000 | 5,371,000 |
| Securities available for sale | 23,240,000 | 22,504,000 | 22,392,000 | 33,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,452,000 | 212,044,000 | 243,523,000 | 294,203,000 |
| Interest-bearing deposits | 186,629,000 | 188,400,000 | 206,715,000 | 268,699,000 |
| Noninterest-bearing deposits | 23,823,000 | 23,644,000 | 36,808,000 | 25,504,000 |
| Equity capital | 38,769,000 | 37,855,000 | 37,520,000 | 35,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,588,000 | 7,091,000 | 10,714,000 | 14,821,000 |
| Interest expense | 1,919,000 | 3,635,000 | 5,340,000 | 7,483,000 |
| Net interest income | 1,669,000 | 3,456,000 | 5,374,000 | 7,338,000 |
| Noninterest income | 136,000 | 280,000 | 445,000 | 275,000 |
| Noninterest expense | 2,321,000 | 4,759,000 | 7,337,000 | 10,075,000 |
| Provision for loan losses | 206,000 | 858,000 | 1,249,000 | 4,220,000 |
| Pretax income | -462,000 | -1,589,000 | -2,455,000 | -6,370,000 |
| Income tax | -153,000 | -472,000 | -812,000 | -2,391,000 |
| Net income | -309,000 | -1,117,000 | -1,643,000 | -3,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,561,000 | 34,587,000 | 33,875,000 | 30,255,000 |
| Total capital | 38,161,000 | 36,924,000 | 36,514,000 | 34,081,000 |
| Risk-weighted assets | 227,092,000 | 235,334,000 | 265,371,000 | 304,308,000 |
Machine access — free, no API key
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