Call reports 2007
OLD SOUTHERN BANK — 2007
What OLD SOUTHERN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 116,255,000 | 152,426,000 | 181,811,000 | 217,613,000 |
| Total loans | 71,739,000 | 113,984,000 | 137,455,000 | 173,108,000 |
| Allowance for loan losses | 802,000 | 1,191,000 | 1,493,000 | 2,826,000 |
| Securities available for sale | 26,607,000 | 26,438,000 | 26,697,000 | 26,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,544,000 | 119,289,000 | 142,929,000 | 185,281,000 |
| Interest-bearing deposits | 79,623,000 | 110,265,000 | 135,305,000 | 158,254,000 |
| Noninterest-bearing deposits | 5,921,000 | 9,024,000 | 7,624,000 | 27,027,000 |
| Equity capital | 30,260,000 | 29,951,000 | 29,680,000 | 28,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,904,000 | 4,436,000 | 7,456,000 | 10,950,000 |
| Interest expense | 997,000 | 2,194,000 | 3,852,000 | 5,681,000 |
| Net interest income | 907,000 | 2,242,000 | 3,604,000 | 5,269,000 |
| Noninterest income | 6,000 | 16,000 | 108,000 | 241,000 |
| Noninterest expense | 1,674,000 | 3,713,000 | 5,703,000 | 7,779,000 |
| Provision for loan losses | 312,000 | 701,000 | 1,003,000 | 2,336,000 |
| Pretax income | -1,073,000 | -2,156,000 | -2,994,000 | -4,605,000 |
| Income tax | -345,000 | -730,000 | -1,016,000 | -1,630,000 |
| Net income | -728,000 | -1,426,000 | -1,978,000 | -2,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,304,000 | 28,079,000 | 27,404,000 | 26,114,000 |
| Total capital | 30,106,000 | 29,270,000 | 28,897,000 | 28,855,000 |
| Risk-weighted assets | 100,613,000 | 147,973,000 | 176,689,000 | 219,174,000 |
Machine access — free, no API key
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