Call reports 2025
PIERMONT BANK — 2025
What PIERMONT BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 488,742,000 | 498,252,000 | 496,183,000 | 519,657,000 |
| Total loans | 305,118,000 | 297,462,000 | 283,682,000 | 292,696,000 |
| Allowance for loan losses | 4,997,000 | 5,137,000 | 4,715,000 | 2,469,000 |
| Securities available for sale | 80,420,000 | 78,100,000 | 80,788,000 | 82,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,303,000 | 377,391,000 | 366,817,000 | 397,318,000 |
| Interest-bearing deposits | 273,840,000 | 307,380,000 | 299,940,000 | 327,704,000 |
| Noninterest-bearing deposits | 94,463,000 | 70,011,000 | 66,877,000 | 69,614,000 |
| Equity capital | 63,529,000 | 64,529,000 | 63,268,000 | 62,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,643,000 | 11,708,000 | 17,197,000 | 22,847,000 |
| Interest expense | 3,172,000 | 6,178,000 | 9,325,000 | 12,457,000 |
| Net interest income | 2,471,000 | 5,530,000 | 7,872,000 | 10,390,000 |
| Noninterest income | 1,268,000 | 2,732,000 | 3,502,000 | 4,061,000 |
| Noninterest expense | 4,363,000 | 8,305,000 | 13,034,000 | 17,400,000 |
| Provision for loan losses | 484,000 | 625,000 | 930,000 | 1,470,000 |
| Pretax income | -1,108,000 | -668,000 | -2,590,000 | -4,419,000 |
| Income tax | 51,000 | 100,000 | 150,000 | 200,000 |
| Net income | -1,159,000 | -768,000 | -2,740,000 | -4,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,708,000 | 69,225,000 | 67,392,000 | 65,624,000 |
| Total capital | 72,967,000 | 73,360,000 | 71,437,000 | 68,093,000 |
| Risk-weighted assets | 340,003,000 | 329,841,000 | 322,914,000 | 333,667,000 |