Call reports 2008
IBERIABANK — 2008
What IBERIABANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 3,628,005,000 | 3,679,809,000 | 3,741,031,000 | 3,864,600,000 |
| Total loans | 2,655,661,000 | 2,735,433,000 | 2,805,488,000 | 2,910,809,000 |
| Allowance for loan losses | 24,433,000 | 24,962,000 | 25,528,000 | 26,671,000 |
| Securities available for sale | 597,990,000 | 575,819,000 | 566,297,000 | 573,381,000 |
| Securities held to maturity | 20,858,000 | 20,515,000 | 20,444,000 | 24,377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,691,119,000 | 2,795,152,000 | 2,715,263,000 | 2,842,647,000 |
| Interest-bearing deposits | 2,314,782,000 | 2,399,709,000 | 2,321,126,000 | 2,377,022,000 |
| Noninterest-bearing deposits | 376,337,000 | 395,443,000 | 394,137,000 | 465,625,000 |
| Equity capital | 358,773,000 | 364,528,000 | 374,632,000 | 381,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 49,504,000 | 96,655,000 | 144,590,000 | 192,701,000 |
| Interest expense | 22,752,000 | 43,709,000 | 63,557,000 | 81,401,000 |
| Net interest income | 26,752,000 | 52,946,000 | 81,033,000 | 111,300,000 |
| Noninterest income | 7,146,000 | 15,273,000 | 23,500,000 | 31,809,000 |
| Noninterest expense | 15,863,000 | 32,667,000 | 50,351,000 | 67,287,000 |
| Provision for loan losses | 695,000 | 1,506,000 | 2,256,000 | 4,200,000 |
| Pretax income | 17,400,000 | 34,201,000 | 52,089,000 | 72,088,000 |
| Income tax | 5,417,000 | 10,581,000 | 16,089,000 | 22,110,000 |
| Net income | 11,983,000 | 23,620,000 | 36,000,000 | 49,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 255,628,000 | 267,526,000 | 276,766,000 | 276,506,000 |
| Total capital | 280,061,000 | 292,488,000 | 327,294,000 | 328,177,000 |
| Risk-weighted assets | 2,751,537,000 | 2,846,605,000 | 2,914,025,000 | 3,038,392,000 |