Call reports 2007
IBERIABANK — 2007
What IBERIABANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 3,192,129,000 | 3,327,066,000 | 3,429,351,000 | 3,566,677,000 |
| Total loans | 2,289,334,000 | 2,412,981,000 | 2,497,308,000 | 2,631,662,000 |
| Allowance for loan losses | 29,968,000 | 27,999,000 | 23,669,000 | 24,417,000 |
| Securities available for sale | 570,073,000 | 549,305,000 | 577,614,000 | 562,576,000 |
| Securities held to maturity | 22,000,000 | 21,514,000 | 21,153,000 | 20,885,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,466,113,000 | 2,418,180,000 | 2,487,644,000 | 2,502,051,000 |
| Interest-bearing deposits | 2,102,886,000 | 2,060,294,000 | 2,121,554,000 | 2,135,837,000 |
| Noninterest-bearing deposits | 363,227,000 | 357,886,000 | 366,090,000 | 366,214,000 |
| Equity capital | 318,791,000 | 314,990,000 | 333,664,000 | 349,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 45,022,000 | 91,839,000 | 141,743,000 | 192,718,000 |
| Interest expense | 21,366,000 | 44,036,000 | 68,548,000 | 92,855,000 |
| Net interest income | 23,656,000 | 47,803,000 | 73,195,000 | 99,863,000 |
| Noninterest income | 8,022,000 | 15,329,000 | 24,546,000 | 32,839,000 |
| Noninterest expense | 18,547,000 | 38,590,000 | 57,094,000 | 75,954,000 |
| Provision for loan losses | 100,000 | -1,735,000 | -5,835,000 | -4,337,000 |
| Pretax income | 13,041,000 | 27,065,000 | 47,270,000 | 62,301,000 |
| Income tax | 3,495,000 | 7,520,000 | 13,704,000 | 18,009,000 |
| Net income | 9,546,000 | 19,545,000 | 33,566,000 | 44,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 223,085,000 | 223,834,000 | 238,115,000 | 249,099,000 |
| Total capital | 252,692,000 | 251,833,000 | 261,784,000 | 273,516,000 |
| Risk-weighted assets | 2,368,275,000 | 2,495,113,000 | 2,601,677,000 | 2,725,502,000 |