Call reports 2004
IBERIABANK — 2004
What IBERIABANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 2,260,118,000 | 2,344,850,000 | 2,400,036,000 | 2,436,468,000 |
| Total loans | 1,482,738,000 | 1,535,635,000 | 1,610,233,000 | 1,658,735,000 |
| Allowance for loan losses | 19,394,000 | 19,683,000 | 19,885,000 | 20,116,000 |
| Securities available for sale | 498,611,000 | 544,839,000 | 540,425,000 | 526,933,000 |
| Securities held to maturity | 48,339,000 | 44,841,000 | 41,756,000 | 40,022,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,757,292,000 | 1,792,703,000 | 1,765,963,000 | 1,773,501,000 |
| Interest-bearing deposits | 1,550,231,000 | 1,576,580,000 | 1,546,606,000 | 1,554,630,000 |
| Noninterest-bearing deposits | 207,061,000 | 216,123,000 | 219,357,000 | 218,871,000 |
| Equity capital | 228,362,000 | 221,876,000 | 232,359,000 | 230,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 25,379,000 | 51,555,000 | 79,583,000 | 108,487,000 |
| Interest expense | 7,109,000 | 14,850,000 | 23,312,000 | 32,483,000 |
| Net interest income | 18,270,000 | 36,705,000 | 56,271,000 | 76,004,000 |
| Noninterest income | 5,550,000 | 11,125,000 | 17,093,000 | 22,817,000 |
| Noninterest expense | 12,951,000 | 26,471,000 | 40,368,000 | 53,379,000 |
| Provision for loan losses | 1,055,000 | 1,759,000 | 2,616,000 | 4,041,000 |
| Pretax income | 9,957,000 | 19,947,000 | 30,734,000 | 42,099,000 |
| Income tax | 3,008,000 | 6,015,000 | 9,256,000 | 12,685,000 |
| Net income | 6,949,000 | 13,932,000 | 21,478,000 | 29,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,188,000 | 158,806,000 | 163,466,000 | 162,127,000 |
| Total capital | 175,565,000 | 177,810,000 | 183,257,000 | 182,243,000 |
| Risk-weighted assets | 1,468,916,000 | 1,519,382,000 | 1,583,226,000 | 1,627,263,000 |