Call reports 2008
NATIONAL CITY BANK — 2008
What NATIONAL CITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 152,519,145,000 | 151,164,598,000 | 141,500,812,000 | 146,057,789,000 |
| Total loans | 120,369,246,000 | 117,862,778,000 | 113,963,283,000 | 101,827,350,000 |
| Allowance for loan losses | 2,577,746,000 | 3,430,637,000 | 3,750,072,000 | 2,573,119,000 |
| Securities available for sale | 8,072,233,000 | 9,029,173,000 | 8,475,571,000 | 13,013,427,000 |
| Securities held to maturity | 6,000,000 | 3,600,000 | 3,480,000 | 1,560,000 |
| Trading assets | 1,395,355,000 | 1,023,375,000 | 1,948,162,000 | 1,513,602,000 |
| Total deposits | 94,582,945,000 | 97,764,933,000 | 94,269,896,000 | 101,619,769,000 |
| Interest-bearing deposits | 76,328,644,000 | 79,969,676,000 | 78,841,470,000 | 85,620,029,000 |
| Noninterest-bearing deposits | 18,254,301,000 | 17,795,257,000 | 15,428,426,000 | 15,999,740,000 |
| Equity capital | 15,014,589,000 | 18,412,517,000 | 16,437,412,000 | 14,812,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,132,381,000 | 4,012,238,000 | 5,860,652,000 | 0 |
| Interest expense | 1,011,995,000 | 1,828,742,000 | 2,614,889,000 | 0 |
| Net interest income | 1,120,386,000 | 2,183,496,000 | 3,245,763,000 | 0 |
| Noninterest income | 549,566,000 | 885,671,000 | 1,273,074,000 | 0 |
| Noninterest expense | 931,816,000 | 3,135,564,000 | 5,717,952,000 | 151,099,000 |
| Provision for loan losses | 1,390,490,000 | 2,981,732,000 | 4,168,048,000 | 353,507,000 |
| Pretax income | -135,666,000 | -2,542,897,000 | -4,936,487,000 | -504,606,000 |
| Income tax | -66,064,000 | -591,174,000 | -959,297,000 | -185,694,000 |
| Net income | -69,602,000 | -1,951,723,000 | -3,977,190,000 | -318,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,065,070,000 | 13,748,393,000 | 13,215,303,000 | 12,757,364,000 |
| Total capital | 14,543,160,000 | 19,192,568,000 | 18,526,412,000 | 17,398,747,000 |
| Risk-weighted assets | 140,943,319,000 | 137,114,060,000 | 131,803,094,000 | 124,689,636,000 |