Call reports 2007
NATIONAL CITY BANK — 2007
What NATIONAL CITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 131,741,508,000 | 138,415,043,000 | 141,885,485,000 | 138,755,343,000 |
| Total loans | 106,653,732,000 | 114,103,238,000 | 116,939,486,000 | 113,560,390,000 |
| Allowance for loan losses | 1,040,185,000 | 1,091,972,000 | 1,301,087,000 | 1,695,447,000 |
| Securities available for sale | 6,188,331,000 | 6,577,696,000 | 6,970,484,000 | 6,794,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 6,000,000 |
| Trading assets | 450,632,000 | 422,851,000 | 478,843,000 | 1,100,298,000 |
| Total deposits | 78,473,560,000 | 82,374,824,000 | 82,990,904,000 | 83,564,729,000 |
| Interest-bearing deposits | 61,325,462,000 | 64,639,647,000 | 66,844,062,000 | 66,631,775,000 |
| Noninterest-bearing deposits | 17,148,098,000 | 17,735,177,000 | 16,146,842,000 | 16,932,954,000 |
| Equity capital | 12,949,839,000 | 13,353,213,000 | 12,944,078,000 | 13,065,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,161,465,000 | 4,468,423,000 | 6,776,806,000 | 9,023,525,000 |
| Interest expense | 1,048,458,000 | 2,201,457,000 | 3,390,399,000 | 4,537,838,000 |
| Net interest income | 1,113,007,000 | 2,266,966,000 | 3,386,407,000 | 4,485,687,000 |
| Noninterest income | 523,870,000 | 1,193,204,000 | 1,729,436,000 | 2,203,776,000 |
| Noninterest expense | 1,047,185,000 | 2,174,138,000 | 3,468,267,000 | 4,862,671,000 |
| Provision for loan losses | 116,901,000 | 248,510,000 | 598,972,000 | 1,257,517,000 |
| Pretax income | 499,089,000 | 1,061,646,000 | 1,073,321,000 | 592,283,000 |
| Income tax | 166,561,000 | 361,834,000 | 378,196,000 | 286,990,000 |
| Net income | 332,528,000 | 699,812,000 | 695,125,000 | 305,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,053,162,000 | 8,754,823,000 | 8,261,618,000 | 8,364,876,000 |
| Total capital | 13,305,116,000 | 14,002,934,000 | 13,665,614,000 | 13,939,008,000 |
| Risk-weighted assets | 125,778,271,000 | 131,583,218,000 | 134,762,879,000 | 135,085,370,000 |