Call reports 2006
NATIONAL CITY BANK — 2006
What NATIONAL CITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 72,949,011,000 | 69,838,107,000 | 135,661,518,000 | 134,344,792,000 |
| Total loans | 55,956,933,000 | 55,786,701,000 | 112,467,563,000 | 105,666,070,000 |
| Allowance for loan losses | 536,452,000 | 519,475,000 | 931,537,000 | 1,058,114,000 |
| Securities available for sale | 3,688,581,000 | 3,872,852,000 | 7,483,674,000 | 6,687,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 510,038,000 | 690,640,000 | 479,058,000 | 633,762,000 |
| Total deposits | 33,409,804,000 | 31,138,520,000 | 74,438,295,000 | 75,668,358,000 |
| Interest-bearing deposits | 24,630,057,000 | 22,487,262,000 | 57,928,786,000 | 58,231,787,000 |
| Noninterest-bearing deposits | 8,779,747,000 | 8,651,258,000 | 16,509,509,000 | 17,436,571,000 |
| Equity capital | 6,681,124,000 | 6,791,959,000 | 13,260,800,000 | 11,535,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,031,002,000 | 2,115,628,000 | 6,199,104,000 | 8,436,650,000 |
| Interest expense | 504,403,000 | 1,079,674,000 | 3,134,272,000 | 4,229,939,000 |
| Net interest income | 526,599,000 | 1,035,954,000 | 3,064,832,000 | 4,206,711,000 |
| Noninterest income | 290,312,000 | 551,218,000 | 2,067,125,000 | 3,654,271,000 |
| Noninterest expense | 473,911,000 | 989,856,000 | 3,286,415,000 | 4,437,500,000 |
| Provision for loan losses | 4,810,000 | 28,226,000 | 163,690,000 | 417,087,000 |
| Pretax income | 337,930,000 | 568,643,000 | 1,682,874,000 | 2,991,815,000 |
| Income tax | 117,432,000 | 199,399,000 | 573,048,000 | 1,066,321,000 |
| Net income | 220,498,000 | 369,244,000 | 1,109,826,000 | 1,925,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,706,208,000 | 4,863,765,000 | 9,813,858,000 | 8,385,728,000 |
| Total capital | 7,153,579,000 | 7,293,604,000 | 13,253,959,000 | 12,790,281,000 |
| Risk-weighted assets | 71,231,297,000 | 70,423,555,000 | 126,878,804,000 | 125,905,545,000 |