Call reports 2005
NATIONAL CITY BANK — 2005
What NATIONAL CITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 67,317,318,000 | 69,600,658,000 | 71,185,792,000 | 69,482,177,000 |
| Total loans | 53,785,401,000 | 55,750,258,000 | 57,776,972,000 | 56,139,451,000 |
| Allowance for loan losses | 612,178,000 | 606,243,000 | 628,950,000 | 612,279,000 |
| Securities available for sale | 4,130,971,000 | 3,713,187,000 | 3,430,433,000 | 3,652,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 295,407,000 | 474,317,000 | 504,363,000 | 512,485,000 |
| Total deposits | 32,027,804,000 | 32,912,738,000 | 33,284,969,000 | 32,663,339,000 |
| Interest-bearing deposits | 22,241,282,000 | 23,188,661,000 | 23,904,354,000 | 23,816,639,000 |
| Noninterest-bearing deposits | 9,786,522,000 | 9,724,077,000 | 9,380,615,000 | 8,846,700,000 |
| Equity capital | 6,666,233,000 | 6,747,724,000 | 6,927,658,000 | 6,437,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 832,868,000 | 1,706,809,000 | 2,660,305,000 | 3,559,964,000 |
| Interest expense | 290,177,000 | 619,048,000 | 1,018,372,000 | 1,471,066,000 |
| Net interest income | 542,691,000 | 1,087,761,000 | 1,641,933,000 | 2,088,898,000 |
| Noninterest income | 298,214,000 | 605,637,000 | 876,850,000 | 1,226,666,000 |
| Noninterest expense | 521,067,000 | 1,020,796,000 | 1,482,554,000 | 1,991,548,000 |
| Provision for loan losses | -3,421,000 | 41,452,000 | 108,956,000 | 187,500,000 |
| Pretax income | 329,567,000 | 640,590,000 | 936,733,000 | 1,145,639,000 |
| Income tax | 116,438,000 | 224,878,000 | 328,244,000 | 406,245,000 |
| Net income | 213,129,000 | 415,712,000 | 608,489,000 | 739,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,662,929,000 | 4,693,388,000 | 4,854,199,000 | 4,416,412,000 |
| Total capital | 6,876,328,000 | 6,907,285,000 | 7,083,311,000 | 7,031,699,000 |
| Risk-weighted assets | 66,011,015,000 | 67,888,085,000 | 70,106,799,000 | 69,655,212,000 |