Call reports 2004
NATIONAL CITY BANK — 2004
What NATIONAL CITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 46,865,872,000 | 47,666,649,000 | 51,833,074,000 | 52,974,916,000 |
| Total loans | 38,514,401,000 | 40,319,968,000 | 43,299,879,000 | 42,232,051,000 |
| Allowance for loan losses | 592,107,000 | 592,152,000 | 580,097,000 | 514,318,000 |
| Securities available for sale | 2,454,613,000 | 2,083,935,000 | 2,066,634,000 | 2,158,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 241,715,000 | 178,482,000 | 483,171,000 | 193,987,000 |
| Total deposits | 22,043,036,000 | 21,220,500,000 | 20,684,976,000 | 22,575,902,000 |
| Interest-bearing deposits | 13,525,146,000 | 13,285,646,000 | 13,094,268,000 | 14,097,038,000 |
| Noninterest-bearing deposits | 8,517,890,000 | 7,934,854,000 | 7,590,708,000 | 8,478,864,000 |
| Equity capital | 3,087,006,000 | 3,145,989,000 | 3,390,740,000 | 3,783,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 536,907,000 | 1,074,048,000 | 1,664,413,000 | 2,316,171,000 |
| Interest expense | 111,852,000 | 226,547,000 | 385,870,000 | 585,544,000 |
| Net interest income | 425,055,000 | 847,501,000 | 1,278,543,000 | 1,730,627,000 |
| Noninterest income | 191,491,000 | 428,358,000 | 612,588,000 | 802,999,000 |
| Noninterest expense | 285,044,000 | 584,445,000 | 880,192,000 | 1,243,716,000 |
| Provision for loan losses | 56,750,000 | 97,010,000 | 127,360,000 | 147,147,000 |
| Pretax income | 274,765,000 | 599,422,000 | 889,570,000 | 1,148,755,000 |
| Income tax | 95,870,000 | 209,361,000 | 361,412,000 | 421,806,000 |
| Net income | 178,895,000 | 390,061,000 | 528,158,000 | 726,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,980,211,000 | 3,041,712,000 | 3,305,099,000 | 3,563,079,000 |
| Total capital | 4,878,619,000 | 4,953,027,000 | 5,204,556,000 | 5,442,807,000 |
| Risk-weighted assets | 46,343,115,000 | 47,932,059,000 | 51,557,552,000 | 51,097,434,000 |