Call reports 2003
NATIONAL CITY BANK — 2003
What NATIONAL CITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 43,813,811,000 | 46,658,358,000 | 45,798,869,000 | 46,276,022,000 |
| Total loans | 34,822,775,000 | 35,646,431,000 | 37,579,830,000 | 38,286,546,000 |
| Allowance for loan losses | 562,179,000 | 574,724,000 | 574,769,000 | 592,394,000 |
| Securities available for sale | 3,201,047,000 | 2,624,499,000 | 2,633,740,000 | 2,577,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 308,593,000 | 352,951,000 | 243,054,000 | 210,932,000 |
| Total deposits | 22,350,796,000 | 23,696,907,000 | 21,821,825,000 | 21,214,752,000 |
| Interest-bearing deposits | 17,661,798,000 | 18,331,903,000 | 16,867,118,000 | 16,109,101,000 |
| Noninterest-bearing deposits | 4,688,998,000 | 5,365,004,000 | 4,954,707,000 | 5,105,651,000 |
| Equity capital | 3,016,858,000 | 2,987,133,000 | 2,914,861,000 | 2,902,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 516,465,000 | 1,041,470,000 | 1,556,947,000 | 2,076,171,000 |
| Interest expense | 137,817,000 | 268,286,000 | 390,811,000 | 518,147,000 |
| Net interest income | 378,648,000 | 773,184,000 | 1,166,136,000 | 1,558,024,000 |
| Noninterest income | 175,462,000 | 444,484,000 | 605,385,000 | 783,373,000 |
| Noninterest expense | 289,715,000 | 565,853,000 | 838,610,000 | 1,160,735,000 |
| Provision for loan losses | 127,930,000 | 252,372,000 | 325,466,000 | 422,562,000 |
| Pretax income | 136,278,000 | 399,672,000 | 611,084,000 | 761,739,000 |
| Income tax | 43,861,000 | 131,858,000 | 181,122,000 | 208,817,000 |
| Net income | 92,417,000 | 267,814,000 | 429,962,000 | 552,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,942,890,000 | 2,936,850,000 | 2,829,236,000 | 2,802,416,000 |
| Total capital | 4,496,990,000 | 4,798,139,000 | 4,710,786,000 | 4,694,803,000 |
| Risk-weighted assets | 42,591,319,000 | 43,399,403,000 | 45,031,228,000 | 45,872,504,000 |