Call reports 2002
NATIONAL CITY BANK — 2002
What NATIONAL CITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 37,357,742,000 | 38,394,727,000 | 43,014,009,000 | 43,721,511,000 |
| Total loans | 30,934,072,000 | 31,265,800,000 | 32,987,990,000 | 33,926,262,000 |
| Allowance for loan losses | 427,176,000 | 457,220,000 | 472,270,000 | 537,134,000 |
| Securities available for sale | 2,550,957,000 | 2,481,445,000 | 4,371,854,000 | 3,793,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 167,889,000 | 207,893,000 | 302,944,000 | 299,702,000 |
| Total deposits | 18,262,075,000 | 18,812,628,000 | 20,228,979,000 | 22,281,127,000 |
| Interest-bearing deposits | 14,347,849,000 | 14,948,430,000 | 15,634,169,000 | 17,112,798,000 |
| Noninterest-bearing deposits | 3,914,226,000 | 3,864,198,000 | 4,594,810,000 | 5,168,329,000 |
| Equity capital | 2,778,701,000 | 2,610,303,000 | 2,909,333,000 | 2,890,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 552,901,000 | 1,092,088,000 | 1,627,066,000 | 2,178,393,000 |
| Interest expense | 186,343,000 | 361,481,000 | 534,813,000 | 687,126,000 |
| Net interest income | 366,558,000 | 730,607,000 | 1,092,253,000 | 1,491,267,000 |
| Noninterest income | 238,550,000 | 447,324,000 | 659,717,000 | 866,025,000 |
| Noninterest expense | 262,572,000 | 536,582,000 | 814,321,000 | 1,114,101,000 |
| Provision for loan losses | 114,089,000 | 202,647,000 | 285,944,000 | 422,440,000 |
| Pretax income | 231,815,000 | 442,071,000 | 655,089,000 | 823,081,000 |
| Income tax | 79,625,000 | 152,142,000 | 225,465,000 | 283,144,000 |
| Net income | 152,190,000 | 289,929,000 | 429,624,000 | 539,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,682,012,000 | 2,519,652,000 | 2,839,750,000 | 2,850,275,000 |
| Total capital | 4,167,632,000 | 3,995,219,000 | 4,330,532,000 | 4,398,325,000 |
| Risk-weighted assets | 38,204,507,000 | 39,356,496,000 | 41,434,532,000 | 42,339,783,000 |