Call reports 2026
CENTRAL SAVINGS BANK — 2026
What CENTRAL SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 488,233,000 | 516,761,000 |
| Total loans | 329,809,000 | 347,618,000 |
| Allowance for loan losses | 4,033,000 | 4,127,000 |
| Securities available for sale | 105,451,000 | 100,302,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 431,104,000 | 447,412,000 |
| Interest-bearing deposits | 294,989,000 | 292,740,000 |
| Noninterest-bearing deposits | 136,115,000 | 154,672,000 |
| Equity capital | 43,042,000 | 45,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,787,000 | 13,942,000 |
| Interest expense | 1,340,000 | 2,631,000 |
| Net interest income | 5,447,000 | 11,311,000 |
| Noninterest income | 774,000 | 1,812,000 |
| Noninterest expense | 2,930,000 | 5,863,000 |
| Provision for loan losses | -75,000 | 25,000 |
| Pretax income | 3,415,000 | 6,457,000 |
| Income tax | 661,000 | 1,382,000 |
| Net income | 2,754,000 | 5,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 48,070,000 | 49,250,000 |
| Total capital | 52,180,000 | 53,416,000 |
| Risk-weighted assets | 328,848,000 | 338,834,000 |